2GIG FT1-345 Posts

Freezing and water damage accounted for 29.4% of Homeowner's Insurance losses by cause in 2019*. From 2015 - 2019, the weighted average cost per accident year was $11,000* for freezing and water damage. Only fire and lightning damage was more costly. But flood damage can often be avoided.

At this time of year, with the worst of winter still ahead of us, our thoughts always turn to incidents of flooding which are caused predominantly by freezing temperatures. In many instances, homeowner's insurance companies want proof that there is both freeze and flood protection in a dwelling as a condition of insurance, or in order to provide the best available rate. With just a few added sensors and tweaks, your existing alarm system can help you prevent freezing and flood damage. Below we'll outline some products and strategies that can help.

To properly protect against this type of damage, it is helpful to know when the temperature in a building drops low enough to cause concern. There are many sensors that can assist in this, and in many cases, a sensor may perform double duty. There are motion detectors that also have built-in freeze sensing, as well as smoke, heat, and combination sensors. Here's a list of just a few, and the systems they are compatible with:

With any of the low-temperature sensing devices above, you can be alerted to dangerously low temperatures within a building. Alerts can come in the form of an email, text, or push notification from either Alarm.com or Total Connect 2.0, a call from the monitoring station, or both. With a Z-Wave or WIFI thermostat you can adjust the temperature when the HVAC system is working, or contact an HVAC service technician when it isn't.

Some of the devices listed in the table above combine freeze and flood sensing into a single unit. Of course, avoiding the presence of water in a location where it shouldn't be is optimal, but in some cases, it may not be possible. Flooding isn't always the result of freezing water pipes. With a flood sensor, you can be alerted to these situations and then take action accordingly. Alarm Grid offers a variety of both wired and wireless flood sensors. Some are listed above. Those and others can be found here.

If you can't control what's happening with the temperature in a location, then the next step in avoiding flood damage is controlling the flow of water. If you have a water shut-off valve within the building, then a Z-Wave water valve is just the thing you need to save the day (and a good deal of money). Once you receive a notification that a freeze condition is possible, or that a flood situation is underway, with Alarm.com or Total Connect 2.0 service, you can either set up a scene to automatically shut off the water within the premises, or you can manually log in and do so remotely.

With a combination of freeze and flood sensors, and a Z-Wave Water Valve, you can anticipate potential low-temperature flooding issues, be alerted to non-freeze-related flooding issues, and either automatically or manually turn off the water before damage occurs. Check with your homeowner's insurance agent to see if there are any discounts available on your policy if you add freeze and/or flood protection with an automated water shut-off option. You may be surprised at how quickly this equipment can pay for itself, even if you never have to use it.

*Statistics are taken from the Insurance Information Institute at iii.org.

**Qolsys Panels come in a variety of versions. All IQ Panel 2 Plus and IQ Panel 4 versions support PowerG wireless sensors. Then in addition, there are versions that support 319.5 MHz wireless, including S-Line Sensors. There are also versions that support 345 MHz wireless and 433 MHz wireless. When purchasing a Qolsys panel, or a sensor that will be used with a Qolsys panel, be sure to match the receiver type with the sensor type. Panels that support 319.5 MHz come in a box with a Gold stripe. Panels that support 345 MHz sensors come in a box with a Silver or Gray stripe, and those that support 433 MHz sensors have a Red stripe on the box.

Former "Malcom in the Middle" child star Frankie Muniz had a devastating experience last week. While visiting France to attend his uncle's funeral, Muniz's cat managed to turn on his sink. It flooded the house, destroying every wall, various pieces of artwork, personal photos and furniture.

The incident cost Muniz thousands upon thousands of dollars in damages to his five-story Phoenix house. He also lost priceless items that can never be replaced. It truly is a horrific event. We're sure that Muniz will overcome this challenge. He's a resilient man who currently serves as the host for "Dancing with the Stars: Juniors". He even recently got engaged. In the grand picture, this is just a small step back.

But we're also sure that this is a mistake he will never make again. Luckily, it's one that can be avoided fairly easily. Almost every security system can support flood sensors that can be used to let an end user know before serious water damage occurs. Once a small water leak is detected, the flood sensor will alert the alarm control panel. The user can then receive text and/or email alerts through an interactive service like Total Connect 2.0 or Alarm.com to let them know that their flood sensor has been triggered. Most flood sensors will activate with as little as a quarter-inch of water. This is well-before any serious water damage occurs.

Some users may wonder what to do if their flood sensor activates while they are away from home.The answer is fairly obvious. The user should determine the cause and stop the leak immediately if there is one. If you have a smart door lock, you can let a trusted friend or a neighbor into your home temporarily so that they can turn off the faucet or alert a plumber. You may also want to have security cameras in your home so that you can visually check for any flooding that may occur.

The thing to remember is that flood sensors are not very expensive. And many flood sensors will last as long as an alarm system itself. This one-time investment is much, much cheaper than the costs associated with a flooded home. Plus, many items are simply irreplaceable. If you value your home and your belongings, a few flood sensors is a small price to pay to protect what matters.

Some of our most popular flood sensors include the Honeywell 5800FLOOD, the 2GIG FT1-345, the Qolsys IQ Flood, the DSC WS4985 and the DSC PG9985. All of these sensors work very well, and they can save you thousands of dollars in the event of a serious water leak or accident. Just make sure the one you choose is compatible with your alarm system. You can purchase any of these sensors from the Alarm Grid website right now. Remember, stay smart and keep your home protected!

It's the rainy season once again, and one thing you will certainly want to do is monitor your house for floods. This is done using flood sensors. These sensors will send an alert to the alarm system upon detecting water. This can help you detect a flood before serious damage occurs.

Flood sensors typically operate using a water probe. On these probes, there are pins that will cause the sensor to activate when they come into contact with water. Depending on the type of sensor, the pins may need to be exposed to water for a couple of minutes before the sensor will activate and an alarm will occur. This can be helpful for reducing false alarms and only alerting the system when there is a real flooding concern. Some probes come already attached to sensors. Others, like the Honeywell 470PB, will need to be wired to a separate sensor.

For best results, a flood sensor should be installed in a location where a flood is mostly like to occur. This can include basements, kitchens, laundry rooms and bathrooms. It is also a good idea to place these sensors underneath water heaters and sump pumps that could leak and cause serious damage. The earlier that the sensor is activated, the quicker that you can be alerted to the issue and properly solve the problem.

Flood sensors are excellent devices to pair with an interactive service such as Total Connect or Alarm.com. If the flood sensor activates while you are away from home, you will want to know about it as soon as possible. These services can send you text and email notifications as soon as a flood sensor activates. This way, you or a trusted neighbor can properly deal with the issue as soon as it happens. You may be able to stop the flooding before there is serious property damage.

When choosing a flood sensor, you must make sure it is compatible with your alarm system. This is especially true if you are using a wireless flood sensor. You will want to know which wireless frequency is used with your system and which type of wireless sensors are compatible.

Alarm Grid recommends the following wireless flood sensors for these different systems:

• Honeywell Systems: Honeywell 5800FLOOD
• 2GIG Systems: 2GIG FT1-345
• Qolsys and Interlogix Systems: Qolsys IQ Flood